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THEGOLDPRO April-8th-2005 01:34 PM

price on struts????????????????????????

kodi4u2c April-9th-2005 11:20 PM

Wanted Fog Lamps
 
How much for the fog lights?

hughes412 April-11th-2005 07:51 AM

Are you still around? I might take the ecu.

FocalFlareES April-11th-2005 08:20 PM

I know it seems as if i am ignoring all of you. This is not the case. I am waiting for the situation of my car to be announced. The USAA insurance company is taking their damndest time in straightening out the situation. They have had possesion of my car for a week and a half now. I am beginning to get VERY frustrated with the situation i am in. I am so sorry for the delay in pricing. I will not give out prices until i get word that my car is totalled. I am again apologizing for the long delay. I will keep you all posted on the situation as i get word. Once again sorry for the delay.

hughes412 April-12th-2005 06:22 AM


Originally Posted by FocalFlareES
I know it seems as if i am ignoring all of you. This is not the case. I am waiting for the situation of my car to be announced. The USAA insurance company is taking their damndest time in straightening out the situation. They have had possesion of my car for a week and a half now. I am beginning to get VERY frustrated with the situation i am in. I am so sorry for the delay in pricing. I will not give out prices until i get word that my car is totalled. I am again apologizing for the long delay. I will keep you all posted on the situation as i get word. Once again sorry for the delay.


Oh man, you don't have to appoligize (?). I thing these insurance people need to be takin care of if you know what I mean.

Buddha April-12th-2005 09:34 AM


Originally Posted by hughes412
Oh man, you don't have to appoligize (?). I thing these insurance people need to be takin care of if you know what I mean.


Agreed. When ever you can get the info just get back :) its all good

fluke22 April-20th-2005 12:04 AM

Any updates? If your insurance co. does decide to total it, i'm interested in the steering wheel.

Da P-Funk! April-20th-2005 07:35 AM

Uh, are you sure you understand that if they total the car - you don't keep the carcass. You have to 'buy it back' and then part it out...

(If i am wrong (and i hope i am - cuz i want the ECU!!) please let me know! ;))

FocalFlareES April-21st-2005 08:06 PM

you are right and i do plan on buying it back from the insurance comp. if it is totalled giving the price on buying it back that is, and gutting it completely.

scotty878 April-22nd-2005 02:37 PM

So still no word on whether its actually totaled or not!?!? Its taking a while!

jster28 May-3rd-2005 04:19 PM

what the word on the car, I want wiring harness for the power windows and the power window switch surroundings.

FocalFlareES May-4th-2005 12:17 PM

guys sorry for the VERY F**KING LONG delay. I got word that my car is totalled however, for the girl that hit me, she has a maximum liability of $7500 my car is worth well over that. so now i have to go through my insurance company and start the process all over again. I am so sorry for the delay i hope they price my car at a good price so i can part it out. if not i will just have to try something else. Once again i am sorry for the delay of USAA INSURANCE COMP. **NOTE - if you get hit by someone carrying this insurance i recommend filing the claim through your insurance comp b/c they take FOREVER**

scotty878 May-4th-2005 02:07 PM

Sorry to hear it, hope it all works out for you in the end!

hughes412 May-5th-2005 09:00 AM

You need to get an Lawyer. USAA should cover all no matter what her limits are. How do you think people get millions out of wrecks. Im not saying go sew happy but get what your owed!

macdaddyslomo May-5th-2005 11:18 AM


Originally Posted by hughes412
You need to get an Lawyer. USAA should cover all no matter what her limits are. How do you think people get millions out of wrecks. Im not saying go sew happy but get what your owed!

You should really learn more about the law before dispensing advice. The insurance company is not the responsible party here. The driver is, and if they had a limit of liability on her policy(the $7500) that is the max they will pay. He would have to sue her for the remainder, as the driver at fault is responsible for ALL the damages. It's easier for him to just make the claim with his own insurance company and let them sue her.

hughes412 May-5th-2005 11:58 AM


Originally Posted by macdaddyslomo
You should really learn more about the law before dispensing advice. The insurance company is not the responsible party here. The driver is, and if they had a limit of liability on her policy(the $7500) that is the max they will pay. He would have to sue her for the remainder, as the driver at fault is responsible for ALL the damages. It's easier for him to just make the claim with his own insurance company and let them sue her.


You obviously haven’t sewed an insurance company! An old lady hit my friend and totaled his truck and boat. After the lawsuit he got enough to put a good down payment on new ones. The check was from the company not her.

macdaddyslomo May-5th-2005 12:31 PM


Originally Posted by hughes412
You obviously haven’t sewed an insurance company! An old lady hit my friend and totaled his truck and boat. After the lawsuit he got enough to put a good down payment on new ones. The check was from the company not her.

Yes, however the lady that hit your friend probably had a better insurance company than the one that hit Focal...Most insurance policies have a limit of liability of like $25,000 or more.

I work with insurance companies every day on acquiring payoffs at my job.I work at Ford Credit. I'm VERY familiar with the laws and procedures regarding auto insurance

THEGOLDPRO May-5th-2005 02:24 PM

no macdaddy your wrong!!!! obviously because hughes friend that was in an accident says so. :rolleyes: :rolleyes: :rolleyes: im gonna have to agree with macdaddy here buddy.

macdaddyslomo May-5th-2005 04:03 PM

Yeah. "because I/he said so" is always the best way to explain your point of view

hughes412 May-5th-2005 04:39 PM

No one has to listen to me, do what you what. But nothing is ever set in stone until a judge says so! You snooz ya loose.

macdaddyslomo May-5th-2005 06:40 PM


Originally Posted by hughes412
. But nothing is ever set in stone until a judge says so! You snooz ya loose.


Yes it is. A Judge doesnt make the law,he enforces it...Law says the driver is the responsible party,not an Insurance company. An insurance policy is a "contract", which is binding. Insurance policies have a limit of liability, meaning that they will cover up to a certain amount of the driver's liability in an accident. In no way does this make the insurance company the responsible party. Technically the driver is supposed to pay ALL of the damages, and his insurance company will reimburse him up to their limit. To make it easier usually the insurance company will issue the check directly to the "victim" of their driver's negligence.

Why is it when you tell someone on the board they are incorrect they can't just simply accept it. It's always, "nah-uh, the guy at the corner gas station says different, so I 'aint gonna believe your list of facts". :rant:

stellar_bc May-5th-2005 09:23 PM

dibs on the lip.

ESsedan01 May-5th-2005 09:44 PM

Sent PM.

macdaddyslomo May-5th-2005 09:47 PM


Originally Posted by hughes412
Have you ever heard of the Insurance companies not insuring homes in TX because of the mold law suits? Companies were having to pay more then what was SIGNED in the contracts to cover. Or prenups that are supposed to keep one spouse from take something that isn't theirs but they get it anyways. Or what about the UT shuttle bus that hit me Twice in the same wreck. I sewed the company And Capital Metro for damages. Cap Metro tried to say they were not responsible because they had a signed contract that stated the shuttle company would be if any thing were to happen. Yet a state judge ruled that they were because technically the shuttle company worked for them. I got a new Explorer out of it. Have you listened to the news about the lawsuit reform. Anyone can sew anyone for any thing. It is up to the defendant to prove themselves innocent or not responsible. Most companies don't want to waste the money on layers and court time so they pay up. If the sum isn't to high.

1. Your first point is not about auto insurance, specifically liability insurance

2. Your second point is not about auto insurance, specifically liability insurance

3. Your third point is not about auto insurance, specifically liability insurance

4. Your fourth point is understood, however the "defendant" would be the driver at fault, not the auto insurance company

5. The word is sue, not sew. Sew is something you do with needle and thread

6. I am not a lawyer. However my job requires me to deal with auto insurance claims EVERY day. Especially situations such as Focal's. It more than qualifies me to give the proper info in this particular situation.

7. EVERY time I see someone give out FALSE information as advice and treat it as gospel, I will "talk down to them", as you call it

fluke22 May-5th-2005 11:57 PM

I bet Judge Joe Brown could settle this one peaceably....

macdaddyslomo May-6th-2005 08:30 AM

There was so much horse [shizzle] in that post I will only address this issue


Originally Posted by hughes412
You work for a car lot not the insurance lawyers so your talking out of your backside.
This will be my last post on this because it’s obvious that your right, you work in the AUTOMOTIVE industry. BIG SHIT!.

So get off of your high horse, you work for a bunch of grease monkeys and your trying to make it sound all that. It isn’t!

So tell me IS ignorance bliss ???

Tell me exactly how is it you know what I do ?

I don't work for a dealer. I work for Ford Motor Credit,in legal. We are a bank. We are the lein holder. We are the ones who get the checks when insurance companies payoff total losses. I work closely with insurance companies on a daily basis. I am VERY familiar with this process. If Focal Flare has a lein against this vehicle, and he refuses what the insurance company offers, trying to get his attorney involved to negotiate something different, the leinholder will end up settling with the insurance company directly. The way they have to do this is by getting a REPO title on said vehicle to give to the insurance company. Thus Focal would end up with a reposession on his credit !! He is much better off settling with HIS insurance company, then letting them settle with the other driver.

FocalFlareES May-6th-2005 11:45 AM

Macdaddy is right about my situation. it is not the insurance's fault. it's that fu**ing biotches fault for having a $7500 max on her liability. Oh and guys i cannot buy it back from the insurance comp. strictly b/c my wallet is flicking me off (not enough $$) so about parting it out it aint gonna happen. i really hate making you all wait to tell you this. i feel really bad. plus i still owe $2,000 some odd dollars after my insurance comp. pays me what my car is worth. I AM SOOOOOOOOO PISSED RIGHT NOW. <<once again i deeply apologize for the long delay>>

macdaddyslomo May-6th-2005 12:05 PM


Originally Posted by FocalFlareES
Macdaddy is right about my situation. it is not the insurance's fault. it's that fu**ing biotches fault for having a $7500 max on her liability. Oh and guys i cannot buy it back from the insurance comp. strictly b/c my wallet is flicking me off (not enough $$) so about parting it out it aint gonna happen. i really hate making you all wait to tell you this. i feel really bad. plus i still owe $2,000 some odd dollars after my insurance comp. pays me what my car is worth. I AM SOOOOOOOOO PISSED RIGHT NOW. <<once again i deeply apologize for the long delay>>


You may want to consider getting gap insurance on your next loan. That way you won't have the deficiency balance again.

FocalFlareES May-6th-2005 12:09 PM

we financed through the dealer and it wasn't offered through used cars. Normally it would be w/new however it was not offered through the used car

macdaddyslomo May-6th-2005 12:10 PM


Originally Posted by FocalFlareES
we financed through the dealer and it wasn't offered through used cars. Normally it would be w/new however it was not offered through the used car

Your primary insurance company should offer gap insurance too, regardless whether it's used or not. :bt:

ctpro5 May-11th-2005 03:05 AM

I'm looking for the REAR Flying "M",and The REAR MAZDA text emblem for my P5. Do you have them laying around??

macdaddyslomo May-11th-2005 11:14 AM

Apparently the thread isn't being read before responses are posted. Since the car isn't actually being parted I'm closing this thread


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